.process{background:#fffaf4}.process-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.process-card{padding:26px 22px;border-top:3px solid var(--orange);background:var(--cream-2);min-height:205px}.process-card h3{font-size:24px;margin:16px 0 9px}.process-card p{font-size:14px;color:var(--muted);margin:0}.trade{background:linear-gradient(135deg,var(--navy-2),var(--navy));color:#fff}.trade-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:60px;align-items:center}.trade h2{color:#fff;max-width:620px}.trade .lead{color:#c8d3e0}.trade-list{display:grid;grid-template-columns:1fr 1fr;gap:12px}.trade-item{padding:18px;border:1px solid rgba(255,255,255,.16);background:rgba(255,255,255,.06);border-radius:16px}.trade-item strong{display:block;color:var(--orange);font-size:13px;letter-spacing:.08em;text-transform:uppercase;margin-bottom:5px}.trade-item span{font-size:14px;color:#e4ebf3}.trust-note{font-size:12px;color:#aebed1;margin-top:18px}.faq{background:#f4e8da}.faq-grid{display:grid;grid-template-columns:.75fr 1.25fr;gap:60px}.faq-intro p{color:var(--muted);max-width:390px}.faq-list{display:grid;gap:10px}.faq-list details{background:#fff;border:1px solid var(--line);border-radius:15px;padding:18px 20px}.faq-list summary{cursor:pointer;color:var(--navy);font-weight:700}.faq-list details p{color:var(--muted);font-size:14px;margin:14px 0 0}@media(max-width:900px){.process-grid,.trade-grid,.faq-grid{grid-template-columns:1fr}}@media(max-width:640px){.process-grid,.trade-list{grid-template-columns:1fr}}